Our Mortgage Services
At Mortgagestation.ca, we offer a range of services to help you with your mortgage needs. WE are happy to go over some of the services we provide.
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Before you start house hunting, it’s essential to get pre-approved for a mortgage. Mortgage pre-approval helps you know how much you can spend on a home and makes buying a home easier.
Mortgagestation.ca can help you get pre-approved for a mortgage quickly and easily. We’ll review your financial situation and provide you with a pre-approval letter that you can use when making an offer on a home.
First-Time Homebuyer Mortgages
Buying your first home is an exciting milestone, but it can also be overwhelming. Our team can guide you through the process and help you secure a mortgage that fits your budget and financial goals.
We’ll explain the different types of mortgages available and help you choose the best one for your needs. We’ll help you with the paperwork and make sure you understand the terms and conditions of your mortgage.
Chip Reverse Mortgages
The Chip Reverse mortgage is for individuals that have built a significant equity in their home. To qualify:
You must be at least 55 years of age.
- Your credit score is insignificant because it is a unique type of mortgage for seniors in Canada.
- You have the option to make payments but it’s not mandatory.
- We can discuss other benefits based on each individual scenario.
Investment Property Mortgages
Investing in real estate can be a lucrative venture, but it’s essential to have the right financing in place. Our team helps real estate investors find the best mortgage for their investment property.
We’ll review your investment goals and financial situation to determine the best mortgage options for you. We can also provide you with advice on how to maximize your investment and make the most of your mortgage.
Many benefits exist for mortgage refinancing, Here are some:
- You may carry a heavy debt with high interest rates on your credit cards
- Mortgage refinancing can be a great solution to increase your cash flow.
- WE can help you refinance your mortgage and potentially save you thousands of dollars over the life of your loan.
We’ll review your current mortgage and financial situation to determine if refinancing is the best option for you. If it is, we’ll guide you through the process and help you secure a new mortgage with better terms and rates.
For non-residents looking to invest in Canadian real estate, getting a mortgage can be challenging. However, at Mortgagestation.ca, we offer ITIN mortgages specifically designed for non-residents.
Our team has experience working with non-residents and can help you navigate the mortgage process in Canada. We’ll help you get a mortgage that matches your investment goals.